Terms & Conditions – Praarabdh
Welcome to Praarabdh. This document outlines the terms and conditions governing your use of our web platform, accessible at https://www.praarabdh.com, along with any associated applications, services, subdomains, or third-party integrations managed by Praarabdh or its licensed partners.
By accessing or using our platform, you consent to the terms outlined here. Continued use of the site implies your acceptance of these Terms & Conditions.
1. Interpretation
The terms "You", "Your", "User", "Customer", "Client" denote the individual or entity accessing the services provided by Praarabdh. "We", "Us", "Our", and "Praarabdh" refer to Praarabdh – प्रारब्ध II कल्पयतु विश्वासं कुरु साध्यतु ||, owned and operated by STRATAXIS CONSULTANCY SERVICES PRIVATE LIMITED, its affiliates, partners, employees, and representatives.
2. Eligibility & User Responsibility
- You confirm that you are at least 18 years of age or have obtained parental/guardian consent.
- You agree to provide accurate and truthful information during registration, KYC, or any interaction.
- You are solely responsible for safeguarding your login credentials.
3. Platform Description
Praarabdh is a digital platform guiding customers through credit, investments, insurance, loans, and tax planning. We facilitate access to financial products but do not guarantee suitability unless explicitly stated.
4. Data Usage & Third-Party APIs
- Praarabdh uses APIs with banks, NBFCs, insurers, RTAs, and AMCs to provide real-time information.
- We are not liable for inaccuracies from third-party systems.
- Users must verify data before making decisions.
5. Account Use and Restrictions
- Platform must not be used for illegal, unauthorized activities.
- Tampering with platform security is prohibited.
- We reserve the right to suspend or terminate access without prior notice.
6. KYC and Verification
You authorize us to access, store, and share KYC data with regulatory bodies. Failure to complete KYC may result in service suspension.
7. Investment & Financial Risk Disclaimer
- Investment decisions made via Praarabdh are at your own risk.
- Consult certified professionals before investing.
- Calculators and tools are indicative only.
8. Confidentiality
You agree to maintain confidentiality of accessed information. Unauthorized use or distribution is prohibited and may lead to legal action.
9. Links to Third-Party Services
External links are governed by third-party terms. Praarabdh is not liable for actions, content, or services of external sites.
10. Indemnification
You agree to indemnify and hold harmless Praarabdh and its partners from liabilities, claims, or expenses arising from your use of the platform, violation of terms, or regulatory non-compliance.
11. Limitation of Liability
- We are not liable for transaction failures, data loss, or third-party service errors.
- User negligence is not our responsibility.
12. Termination of Access
Services may be terminated at our discretion for misuse, non-compliance, or legal reasons.
13. Modifications & Updates
We may update these terms without prior notice. Continued use of the platform constitutes acceptance of the updated terms.
14. Dispute Resolution
Disputes will be resolved amicably or through arbitration under the Indian Arbitration and Conciliation Act, 1996. Arbitration will be conducted in English at Praarabdh’s registered office location.
15. Governing Law and Jurisdiction
These terms are governed by the laws of India. Courts of [City] (e.g., Gurugram/Chandigarh/Jaipur) will have exclusive jurisdiction.
16. Contact Us
For any queries or legal concerns, reach out to us at support@praarabdh.com.
