India's Premier,

Best Life Insurance Plans of 2025

Secure your family's financial future with our top-rated life insurance plans. Compare guaranteed returns, maturity benefits, and tax advantages to find the perfect investment-cum-protection solution.

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Showing 20 of 20 plans

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HDFC Life

Sanchay Plus

HDFC Life

9.2
Praarabdh Rating
Lifetime income
Assured payouts
Flexible premium payment terms
TATA AIA Life

Fortune Guarantee Plus

TATA AIA Life

9
Praarabdh Rating
High guaranteed returns
Flexible payout options
Bonus potential
HDFC Life

Guaranteed Wealth Plan

HDFC Life

9
Praarabdh Rating
Assured maturity benefit
Step-up annuity
Flexible premium payment terms

What is Praarabdh Rating?

Based on a sophisticated relative scoring methodology designed by our in-house experts. Measures across 100+ relevant metrics from Claims to Service to Product.

ABSLI

Guaranteed Milestone

ABSLI

9
Praarabdh Rating
Good mix of protection
Wealth accumulation
Flexible premium payment terms
Kotak Life

Guaranteed Fortune Builder

Kotak Life

9
Praarabdh Rating
Guaranteed income
Bonus on survival
Flexible premium payment terms
Bajaj Life

Guaranteed Wealth Goal

Bajaj Life

8.9
Praarabdh Rating
Fixed returns
Liquidity options
Flexible premium payment terms
ICICI Prudential Life

GIFT PRO

ICICI Prudential Life

8.8
Praarabdh Rating
Limited pay
Guaranteed benefits
Flexible premium payment terms
ABSLI

Assured Saving Plan

ABSLI

8.8
Praarabdh Rating
Mid-range premium
Stable returns
Flexible premium payment terms
Axis Max Life

SWAG Elite

Axis Max Life

8.7
Praarabdh Rating
Market-linked growth
Bonus potential
Flexible premium payment terms
Kotak Life

Fortune Maximiser Plan

Kotak Life

8.7
Praarabdh Rating
Long-term savings
Moderate flexibility
Flexible premium payment terms
Pramerica Life

Flexi Income

Pramerica Life

8.7
Praarabdh Rating
Strong wealth-building component
Protection
Flexible premium payment terms
ICICI Prudential Life

GOLD PLAN

ICICI Prudential Life

8.6
Praarabdh Rating
Limited pay
Guaranteed benefits
Flexible premium payment terms
Bandhan Life

iGuarantee Max

Bandhan Life

8.6
Praarabdh Rating
Reliable savings
Security plan
Flexible premium payment terms
Pramerica Life

Grow (PPT>=8)

Pramerica Life

8.6
Praarabdh Rating
Flexibility in payouts
Moderate liquidity
Flexible premium payment terms
TATA AIA Life

FG Secure

TATA AIA Life

8.5
Praarabdh Rating
Assured maturity benefit
Step-up annuity
Flexible premium payment terms
Axis Max Life

Smart Secure Plan Plus

Axis Max Life

8.5
Praarabdh Rating
Combo of protection & investment
Flexible premium payment terms
Bonus potential
Bajaj Life

POS Goal Suraksha Plan

Bajaj Life

8.4
Praarabdh Rating
Affordable premiums
Liquidity options
Flexible premium payment terms
Future Generali

NAWP

Future Generali

8.4
Praarabdh Rating
Balanced premium
Good coverage
Flexible premium payment terms
Bandhan Life

Shubh Samriddhi

Bandhan Life

8.3
Praarabdh Rating
Affordable premiums
Limited withdrawal options
Flexible premium payment terms
Reliance Nippon Life

Milestone

Reliance Nippon Life

8.2
Praarabdh Rating
Moderate guaranteed benefits
Stable payout
Flexible premium payment terms

Disclaimer

The content, tools, calculators, and other material published on Praarabdh.com are intended for general informational and educational purposes only. This does not constitute investment, insurance, legal, tax, or any other form of professional advice specific to an individual or entity. Visitors are advised to seek appropriate professional consultation tailored to their personal requirements before acting on the information provided.

Insurance is the subject matter of solicitation. The sale and distribution of insurance products and related services on this platform are done in partnership with our licensed insurance partner, [Turtlemint Insurance Broking Services Pvt. Ltd.] (IRDAI License No. IRDA/DB 556/13).

Before purchasing any insurance policy, we strongly recommend that users carefully read the sales brochure, policy wordings, terms, conditions, exclusions, and limitations of the respective product. Praarabdh.com does not underwrite any risk or act as an insurer and will not be held responsible for any decision taken based on the information available on this site.

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