India's Most Trusted,

Best Health Insurance Plans of 2025

Find comprehensive health insurance coverage with our expert-curated selection. Compare features, benefits, and claim settlement ratios to choose the perfect plan for your family.

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Showing 11 of 11 plans

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Star Health

Comprehensive Health Insurance

Star Health

4.5
Praarabdh Rating
No sub-limit on room rent
Pre & post hospitalization covered
Organ donor expenses covered
+1 more features
ICICI Lombard

Complete Health Insurance Plan

ICICI Lombard

4.5
Praarabdh Rating
Covers both inpatient and outpatient expenses
Extensive network of cashless hospitals
Pre and post-hospitalization coverage
+2 more features
Aditya Birla Health Insurance

Activ Health Platinum Plan

Aditya Birla Health Insurance

4.4
Praarabdh Rating
Comprehensive coverage for hospitalization and pre/post-hospitalization expenses
Health returns: Earn back a percentage of the premium for healthy living
Coverage for critical illnesses and daycare procedures
+2 more features

What is Praarabdh Rating?

Based on a sophisticated relative scoring methodology designed by our in-house experts. Measures across 100+ relevant metrics from Claims to Service to Product.

Care Health

Care Supreme

Care Health

4.3
Praarabdh Rating
High claim settlement ratio
Extensive hospital network
24/7 customer support
+1 more features
Cigna

ProHealth Insurance Plan

Cigna

4.3
Praarabdh Rating
Covers medical expenses incurred during hospitalization, surgery, and post-hospitalization
Free annual health check-up
Coverage for daycare procedures and critical illnesses
+2 more features
HDFC ERGO

Health Optima Restore

HDFC ERGO

4.2
Praarabdh Rating
Restore benefit included
Free health check-up
Critical illness coverage
+1 more features
Bajaj Allianz

Health Insurance Plan

Bajaj Allianz

4.1
Praarabdh Rating
Covers inpatient hospitalization, surgeries, and room rent
Cashless hospitalization at network hospitals
Pre and post-hospitalization coverage for up to 60 days
+2 more features
Niva Bupa

Health Companion

Niva Bupa

4
Praarabdh Rating
Wellness programs included
Preventive health check-ups
Restoration benefit
+1 more features
Cholamandalam MS

Health Insurance Plan

Cholamandalam MS

4
Praarabdh Rating
Coverage for hospitalization, surgeries, and daycare treatments
Pre and post-hospitalization expenses
Coverage for critical illnesses like cancer, heart attack, etc.
+2 more features
Reliance General Insurance

Health Insurance Plan

Reliance General Insurance

4
Praarabdh Rating
Comprehensive coverage for hospitalization, surgeries, and day-care treatments
Cashless claims at over 6,000 hospitals
Coverage for pre and post-hospitalization
+2 more features
Future Generali

Health Super Plan

Future Generali

3.9
Praarabdh Rating
Covers hospitalization, pre/post-hospitalization, and daycare treatments
Free preventive healthcare check-ups
Critical illness coverage and maternity benefits (after waiting period)
+1 more features

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The content, tools, calculators, and other material published on Praarabdh.com are intended for general informational and educational purposes only. This does not constitute investment, insurance, legal, tax, or any other form of professional advice specific to an individual or entity. Visitors are advised to seek appropriate professional consultation tailored to their personal requirements before acting on the information provided.

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Before purchasing any insurance policy, we strongly recommend that users carefully read the sales brochure, policy wordings, terms, conditions, exclusions, and limitations of the respective product. Praarabdh.com does not underwrite any risk or act as an insurer and will not be held responsible for any decision taken based on the information available on this site.

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