+91 11 6931 1711 | Mon-Sat, 10:00-18:00

Home Loan

Compare home-loan offers from 50+ partner banks — zero brokerage, zero pushy calls.

Apply Now Compare 3 partner plans side-by-side

Run the numbers — no phone needed

Why Home Loan via Praarabdh

Independent comparison

We don't sell — we compare. The offer you see is what's best for your CIBIL profile and tenure, not which lender pays the highest commission.

Zero commission charged to you

Our income comes from the partner bank, never from you. Same loan terms, no fee from the customer side.

End-to-end hand-holding

From eligibility check to disbursal to balance-transfer talk in year 3 — one advisor, your number.

Top 3 partner options — Home Loan

Bajaj Finserv

8.40% p.a.
₹0 processing fee (campaign)
5-min digital approval

HDFC Bank

8.50% p.a.
0.50% processing fee
9000+ branches

ICICI Bank

8.55% p.a.
0.50% processing fee
Self-employed + NRI variants

Indicative figures. Actual offer depends on your profile. Praarabdh is a Data Fiduciary under the DPDP Act, 2023.

Home Loan — frequently asked

What is the minimum CIBIL score?

Most partner banks need 750+ for the lowest rate. Above 700 still qualifies but at a 0.25-0.5% higher rate.

What documents are needed?

PAN, Aadhaar, salary slips (last 3 months) + Form 16, bank statements (last 6 months), and property papers.

Can I do a balance transfer?

Yes — we'll compare your current EMI against the best offer on our panel and tell you if a transfer actually saves money after switching costs.

Is there a prepayment penalty?

RBI bars prepayment penalty on floating-rate home loans for individual borrowers. Fixed-rate loans may have a penalty — we'll surface that before you commit.

Recommended reading

Home Loan EMI Guide 2026

Every number that decides your monthly outflow — rate, tenure, fees, prepayment math.

Read the guide →

Ready to apply for Home Loan?

One short form. We compare the panel for your profile. A real Praarabdh advisor calls within 48 hours.

Apply Now