BAJAJ
Lowest starting rate
Bajaj Finserv Home Loan
- Starting 8.40% p.a.
- ₹0 processing fee (limited campaign)
- Tenure up to 30 years
Sharpest headline rate on our panel right now, with the cleanest digital process. Best fit for salaried borrowers with CIBIL ≥ 750.
4.6★★★★½
Digital approval under 5 min
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HDFC Bank Home Loan
- Starting 8.50% p.a.
- Processing fee 0.50% (capped)
- Top-up + balance-transfer available
India's largest home-loan book by AUM. Strongest hold on builder/project tie-ups — good if you're buying in a Tier 1 / Tier 2 project.
4.7★★★★★
Branch network 9000+
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ICICI Bank Home Loan
- Starting 8.55% p.a.
- Processing fee 0.50% (capped at ₹11,000)
- Self-employed / NRI variants
Better for non-salaried profiles (self-employed, business income, freelancers, NRIs) where HDFC/Bajaj eligibility maths gets tight.
4.5★★★★½
Disbursal SLA 10 days
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