+91 11 6931 1711 | Mon-Sat, 10:00-18:00

SIP

Start a Systematic Investment Plan from ₹500/month — compounding does the rest.

Apply Now

Run the numbers — no phone needed

Why SIP via Praarabdh

Goal-first, scheme-second

We start with what you're saving for. The scheme choice flows from the horizon + risk profile — not the other way round.

Step-up SIP set up

Auto-increase your SIP 10% every year so the amount grows with your income — without manually doing it.

Pause & resume freedom

Mandate-based SIPs that you can pause for a month if your cash flow is tight, without affecting the goal trajectory.

Top 3 partner options — SIP

₹5,000 / mo SIP

≈ ₹50 L corpus in 20 yrs (12% p.a.)
Best for first-time investors
Equity Large Cap

₹10,000 / mo SIP

≈ ₹1 Cr corpus in 20 yrs (12% p.a.)
Best for 30s salaried
60/30/10 portfolio

₹25,000 / mo SIP

≈ ₹2.5 Cr corpus in 20 yrs (12% p.a.)
Best for accelerated wealth
80/15/5 aggressive

Indicative figures. Actual offer depends on your profile. Praarabdh is a Data Fiduciary under the DPDP Act, 2023.

SIP — frequently asked

Why SIP instead of lumpsum?

Markets are unpredictable; SIP automatically buys more units when prices are low and fewer when high. Lumpsum needs perfect timing.

How long should I run a SIP?

Match the horizon to the goal. Equity SIPs need 5-7 years minimum to ride out volatility; 10-20 years for retirement / education goals.

Can I increase the amount later?

Yes — either by adding a new SIP or by activating step-up SIP that auto-increases each year.

What if I miss a SIP?

Missing a single SIP is usually fine. Consecutive misses can trigger the mandate to be cancelled — set up a balance buffer in the linked account.

Recommended reading

SIP vs Lumpsum — Which Way to Invest, When

Honest answer with rolling-window data + the STP hybrid for windfalls.

Read the guide →

Ready to apply for SIP?

One short form. We compare the panel for your profile. A real Praarabdh advisor calls within 48 hours.

Apply Now