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Mutual Funds

Direct mutual funds via A Brewing Capital (AMFI Reg ARN: 335800) — zero distributor commission.

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Run the numbers — no phone needed

Why Mutual Funds via Praarabdh

Direct, not regular

Direct plans cost 0.5-1.5% less per year than regular plans — that's a 12-15% larger corpus over 20 years on the same SIP.

Goal-mapped portfolios

Retirement / home / child / wealth — each goal gets its own portfolio with the right equity-debt mix for that horizon.

ABC partnership

Routed through our AMFI-registered partner A Brewing Capital (ARN: 335800) for execution + statements + tax reporting.

Top 3 partner options — Mutual Funds

Equity — Large Cap

10-year CAGR ~12-14%
Lower volatility
Best for 7+ yr horizons

Equity — Mid & Small Cap

10-year CAGR ~15-18%
Higher volatility
Best for 10+ yr horizons

Hybrid — Aggressive Allocation

10-year CAGR ~10-12%
Auto-balanced 65/35
Best for 5+ yr horizons

Indicative figures. Actual offer depends on your profile. Praarabdh is a Data Fiduciary under the DPDP Act, 2023.

Mutual Funds — frequently asked

Direct or Regular plan?

Direct. Always. Regular plans pay 0.5-1.5% / year to the distributor — a permanent drag on your returns. ABC executes direct plans only.

Lumpsum or SIP?

SIP for new money (averages out market timing). Lumpsum only when markets are clearly oversold AND you have a 7+ year horizon.

How is the gain taxed?

Equity: 12.5% LTCG > ₹1.25 L / year if held > 12 months. Debt: slab rate (taxed as income) regardless of holding period (post-Apr 2023).

What if AMC defaults?

MF units are held in your name with the registrar (CAMS / KFin). AMC default doesn't touch your units — they're segregated.

Recommended reading

SIP vs Lumpsum — Which Way to Invest, When

Honest answer with rolling-window data + the STP hybrid for windfalls.

Read the guide →

Ready to apply for Mutual Funds?

One short form. We compare the panel for your profile. A real Praarabdh advisor calls within 48 hours.

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