Working-capital, term-loan and MSME loans up to ₹50 L — compared across 12 partners.
Our partner panel includes lenders comfortable with cash-flow-based assessment for businesses with 2+ years vintage.
No collateral for loans under ₹40 L. Most approvals are based on GST returns, ITR, and 12-month bank statements.
We know which lenders look at CIBIL MSME score vs CIBIL Commercial vs internal RAM models — we route you accordingly.
Indicative figures. Actual offer depends on your profile. Praarabdh is a Data Fiduciary under the DPDP Act, 2023.
Most partners need 2+ years of business operations + 12 months of consistent banking turnover.
Up to ₹40 L unsecured is possible. Above that, partial collateral or guarantor is typically asked.
Yes — we route MSMEs through CGTMSE-empanelled banks where the guarantee cover reduces the security needed.
Interest paid on a genuine business loan is fully deductible under section 36(1)(iii) of the Income Tax Act.
One short form. We compare the panel for your profile. A real Praarabdh advisor calls within 48 hours.
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